How to Cash a Social Security Check
When you are receiving a social security check or payment it is important to know how to cash the check so that you can receive and the money to spend or save.
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Instructions
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Take the check to one of your bank locations that accepts deposits.
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Write your signature on the back of your social security check before approaching the bank teller.
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Give your signed social security check to the bank teller along with the information on your savings or checking account. They may ask you some questions to verify your identity.
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If you do not have a savings or checking account you may take your check to a check cashing store. These stores could be specific to cash checking or could be grocery or convenience stores.
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Tips & Warnings
If you do not have a bank account, you may want to sign up for one. According the AARP, cashing a check at a check cashing store may cost more to you in the long run.
There may be an opportunity to direct deposit your check, that is, transfer your social security funds directly into your bank account.
Cash checking stores charge a certain percentage (for example 8% of your total check amount) to help with processing fees and to make a profit. Make sure you understand what these fees are before cashing your check.
