How to Write a Check

According to CNN Money, the majority of consumers prefer electronic banking to writing paper checks. In fact, some banks now offer checkless checking accounts. Paper checks can still come in handy, though. Properly writing a check reduces the chances of making an error and makes it difficult for someone to fraudulently alter the information.

  1. Follow the Check Format

    • Always fill out a paper check using ink. Pencil marks can be erased. Near the upper right corner of a paper check is a space for the date. Write the month followed by the day and year like this: July 4, 2015. The next line has two blank spaces. The space on the left is labeled “Pay to the order of.” In this space, write the name of the person or organization you are paying. Write the amount in numerals in the blank space on the right. For example, the check might be for $52.23. Draw a line after the amount to fill in any remaining empty space. On the next line, write out the amount in words with cents written as a fraction. For example, you would write: “Fifty-Two and 23/100.” Draw a line through any remaining blank space. At the bottom left is a space to note the purpose of the check. Sign the check in the space at the bottom right. Always sign your name exactly as it is printed in the upper left-hand corner of a paper check. Record the check in your check ledger immediately.

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References

  • Photo Credit Jill Battaglia/iStock/Getty Images

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