How to Apply for CPP Disability

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The Canada Pension Plan disability benefit (CPP) is a program offering financial assistance to Canadians who have become disabled and are no longer able to work. Generally, to be eligible for CPP Disability you should be 65 years old, stopped working because of a medical condition and contributed to the program a minimum of three years during your last six years of employment. Your disability must be severe and prolonged. Hrsdc.gc.ca describes severe as being incapable of pursuing gainful employment, and a prolonged period of time as a minimum of twelve months or the likelihood of death from the medical condition.

Things You'll Need

  • Telephone
  • Writing utensil
  • Computer with Internet access

Steps

  • Contact Service Canada to have an application kit mailed to your home address. Contact information can be found at hrsdc.gc.ca.

  • Apply online at hrsdc.gc.ca if you have Internet access or can go to a library that offers public computer use. Currently the forms must be printed out, signed and mailed in to Service Canada after completion.

  • Complete the personal information application form that relates to personal and family status. Some of the questions found on this form are your date of birth, gender, name, social insurance number, direct deposit information and address. If your children do not have social insurance numbers, an original birth certificate or a certified copy is required.

  • Add a completed Child Rearing Provision form if you had children in the household under the age of seven when you stopped working or when you had to reduce your hours of work to take care of them. This may increase your benefit amount if you are eligible.

  • Fill out the Disability Benefits questionnaire. This form will ask questions regarding your medical condition and level of disability. It will also raise questions about why you stopped working and how your medical condition kept you from working.

  • Have your physician complete a medical report to assist Service Canada in determining whether your disability is severe and prolonged.

  • Include a consent form that gives permission for Service Canada to gather more information about you from third parties.

Tips & Warnings

  • If you have a terminal illness, your application will be given priority and will be reviewed within two days of receipt.
  • Try to include all necessary forms in your return package so that your application is not delayed. A staff member will contact you after your application is reviewed if they need additional information or to update you on the status.
  • Using a computer that is shared by the general public, such as at a library, may allow others to access your personal information. It is best to apply from the security of your home.

References

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