How to File for the Social Security Death Benefit

The Social Security Administration provides a one-time death benefit if the deceased person's work record qualifies for survivor benefits. In 2009, the lump-sum benefit was $255. This benefit is paid to the surviving spouse, or if there is no spouse, to a surviving child. In some cases, the Social Security Administration pays monthly benefits as well. The amount depends on the deceased worker's contributions to Social Security. The process for applying for lump-sum and monthly benefits is the same and can be handled in the same appointment.

Things You'll Need

• Voided check or bank account information

Instructions

1. Call the Social Security Administration at [phone] and make an appointment to file for death benefits. You can either set an in-person appointment at your local office or make a phone appointment.

2. Provide information as requested by the Social Security agent. Some of the information you will be asked to provide includes: your Social Security number as well as the deceased's; the deceased's date and place of birth and death; the deceased's dates of military service, if any; names, ages and Social Security numbers of the deceased's former spouses, if any; and the names of any of the deceased worker's unmarried children.

3. Provide bank information so benefits can be deposited into your account if the administration determines you are eligible to receive them.

Tips & Warnings

• The Social Security Administration has a lengthy list of documents and information required to file for death benefits. During the initial phone call, an agent will tell you what you need for your specific case.

• If you don't have all the necessary documentation, the administration will help you get what you are missing.

• Don't walk in to your local office without an appointment because you could face a long wait.

References

• Social Security Administration