How to Pay for Gastric Bypass
Gastric bypass is a surgical procedure that involves making your stomach smaller, allowing food to bypass part of your small intestine. This restricts the amount of food needed to be consumed in order to feel satisfied and full, resulting in weight loss over time. This surgery is employed on individuals who are morbidly obese and are not able to lose weigh with exercise and diet alone. Gastric bypass surgery, however can cost anywhere between $20,000 to $45,000 depending on the medical facility and location. While this can be very costly, there are several options to pay for this type of surgery.
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Instructions
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Contact your health insurance provider and ask if they cover gastric bypass surgery. If you are morbidly obese or if your weight is causing other health problems, your health insurance might be able to shoulder the expenses.
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Pay for gastric surgery by utilizing your credit card. You might have to use many credit cards to cover the expensive costs of gastric bypass surgery. Contact the banks that issued you the credit cards and ask for an increase in your credit limit. They may be able to increase your limits if are in good standing with them and have been making payments on schedule.
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Contact financial institutions that offer financing for gastric bypass surgery. There are numerous such companies, such as Reliance Medical Finance, Care Credit and SurgeryLoans.com and others. You can also ask your doctor to refer you to a financing company, since your doctor may know of a certain company that offers financing specifically for gastric bypass surgery.
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Contact your banking institution. Your bank might be able to give you a medical loan for gastric bypass or a personal loan especially if your credit is excellent. Make certain you let them know that you will need the money to pay for gastric bypass surgery and offer collateral such an automobile or real estate property. Many banks require some form of collateral.
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