How to Apply for SSI

SSI, short for Supplemental Security Income, is a social welfare program in the U.S. that provides monthly income to qualifying individuals. SSI is controlled by the Social Security Administration (SSA), and they handle the approval of new applications. If you qualify for the program, you can apply for SSI in person, by mail, by phone, or online. You can also have a friend or relative apply for SSI on your behalf if you are unable to complete the application process yourself.

Instructions

    • 1

      Gather your personal documents. To apply for SSI, you will need your Social Security card (or proof of having a Social Security number from the SSA office); an original, notarized copy of your birth certificate; two most recent pay stubs, if you work; any checking or savings account statements; your mortgage or lease documents and information (including your landlord's name, if you rent); and any other assets, whether cash or real property, that you own or have access to.

    • 2

      Organize copies of your medical records and expenses if you are going to apply for SSI due to a disability and not age. Also compile a list of your physicians' names, telephone numbers, and contact information so the SSA can get in contact with them to verify your disability.

    • 3

      Visit the SSA website or call the SSA directly at (800) 772-1213 to download or request an application. You can initiate part of the SSI application if you choose to the office. You can also apply in person by visiting your county Social Security office, although it is recommended that you call the county office directly to make an appointment first.

    • 4

      Complete the paper application with your personal information, financial information, and your spouse's information, if applicable. Also fill out your medical diagnosis and history, if you are applying due to a disability. Attach copies of your personal, financial, and medical records to your application, and mail it in or drop it off at your local Social Security office. Remember to always provide copies and retain the original documents for your own records!

    • 5

      Wait for a decision on your SSI application. If approved, you are eligible for benefits starting from the date of your initial application, and will receive your back SSI pay as a lump sum in your first or second month's check. If denied, you can appeal the decision by following the instructions on your denial letter. You also have the right to retain an attorney to assist you in filing your appeal.

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