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Step 1
Oh, oh.....Pauline, my bank customer service lady, laid in on the line the other day when I inquired about fact and fiction concerning Debit Cards. She says it's less protection than a credit card; real financial problems if the card is stolen or a sneaky person is peeking over your shoulder while you're at the ATM. (see picture) She told me about the bank security nailing two guys who were sitting on a bench outside near the two ATM's using a small camera to zoom in and snatch the bank and pin numbers on unsuspecting customers. Yikes, what's next!
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Step 2
She also gave me a simple brochure of bank information on how to protect myself - especially with the upcoming Holiday Season. I condensed it and rewrote some of the info in plain English so we can all understand.
1. Empty your wallet/purse of items you don't use....especially a ton of credit/debit cards. My wife carries 5 CCards with her. I'd love to steal her purse. 2. Never let your debit card out of your sight, and for God's sake, never use it at a bar or restaurant unless you can actually see the waiter/bartender using the card and returning it promptly. -
Step 3
If this is the ATM way out of town, Good Luck!3. Never, ever use an ATM that is sitting alone in a market or retail store or outside in the "boonies" 6 miles from town. There may be a small camera hookup to record your credit card and pin number. If that happens, you're screwed. 4. Check your debit card accounts at least twice a week to verify all the charges are yours.
