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Step 1
First you need to set a budget so that you know exactly how much you can spend this holiday season. Without a budget you do not know how much you can spend without getting into major debt. Sit down and decide how much money you have to spend on gifts. Then break down what you want to spend on each person on your list.
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Step 2
Second you want to save money before the holidays so that you do not overspend using credit cards. If you have money that you saved for 6 months before the holidays then you should be able to do an all cash Christmas. This will keep you form charging you credit cards and having debt.
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Step 3
Many people love to shop and during the holiday season it is easy to go overboard. Make sure that you shop at stores that have items on sale. You always want to compare prices and see what the best deal you can find. It helps to use the internet to find the lowest price on the items you are shopping for.
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Step 4
Finally you can shop early and spread out the cost of the holidays over two to three months. This will help you to absorb the cost without having to buy all of the items you need in one month. Following a few easy steps can really save you a lot of money this holiday season.
