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How to Get A Job As A Skip Tracer That Locates People That Owe Money

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By Amy Laine
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(3 Ratings)
Get A Job As A Skip Tracer That Locates People That Owe Money
Get A Job As A Skip Tracer That Locates People That Owe Money

A skip tracer is hired to locate a individual that is missing or is hard to track down. In most cases a skip tracer is hired by a company to find individuals that owe them money. Skip tracers usually do not collect the money, they just find the person so that the company can send them a bill or give the contact information to their debt collectors. Due to the current economy job positions for a skip tracer are opening up regularly. Skip tracers must be detailed individuals that are good at talking on the phone in a friendly but firm manner and can be assertive. Computer skills is a must.

Difficulty: Moderately Easy
Instructions
  1. Step 1

    Get familiar with the Fair Debt Collection Practices Act. This law governs what collectors and skip tracers can and can not do. This should be done before you start looking for work because hiring managers will talk about the work during the interview. This way you can look informed and ask appropriate questions. Knowing the laws before looking for a job as a skip tracer will also help you avoid getting a job at a company that does not abide by the laws.

  2. Step 2

    Form a resume. Most businesses that hire skip tracers will hire individuals that do not have any experience in the field. However, they are still on the look out for specific skills. For example, mortgage companies that hire skip tracers may favor applicants who have experience with real estate or banking experience. When sending a company a resume always make sure to refocus or tailor a resume to each job you apply for.

  3. Step 3

    Seek out the jobs positions first from companies that are advertising. Competition may be higher in this area but if you do not get a job, you may get a chance to at least talk and interview with entailment employers in the field. Hopefully this will give you more insight of how to talk and interview for the position of skip tracer.

  4. Step 4

    Do not forget about sending your resume to offices even though they are not advertising. Contact average sized to small businesses that you deem may need help with tracing down customers that owe money. Just be on the caution side that the smaller businesses may want a skip tracer to also take on other roles like calling the debtor themselves to try to collect.

  5. Step 5

    If you are having a hard time finding one job that will hire you as a skip tracer, try contracting with several small businesses. Not only will you be able to charge a higher fee per a hour but you will be able to take control of your own working schedule.

  6. Step 6

    Don't avoid temporary staffing agencies. Yes they seem to get a bad rap at times, but companies tend to hire staff such a skip tracers through temp agencies because of the high turn over rate. If you are looking for a steady job, just let the agency staff know so they will try to place you in a office that may be looking to keep staff on that do a good job.

Tips & Warnings
  • Regular collection agencies are not designed to find the person. If a person is discovered unable to be contacted the account is usually sent back to the business. This is where skip tracers will usually take the account and try to find the individual. After the skip tracer finds the individual the account is usually sent back to the collection agency.
  • In smaller businesses, a owner may hire a staff skip tracer to find people and then make the first contact for payment. Many small businesses will only resubmit the claim to a collection agency once they failed at collecting the accounts themselves.

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