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Step 1
Zero Interest Rate...is No Bargain if too much is paid for an item.
Research has shown when people are paying in Cash as opposed
to credit with zero interest rate they tend to spend less and are
more cautious of price. Watch and be very careful of meeting
all the terms of a zero interest purchase or you will end up
with a higher price and penalties that are more than what the
interest would have been if purchased on credit.
It's like being late on a credit card payment with a huge
penalty and an increase in the interest rate on the remaining balances. -
Step 2
A nickel saved is a nickel earned.Manufacturers' Rebates lure buyers to certain brands
and most often are the deciding factor in making purchases.
Studies show less than half of all rebates are successfully redeemed.
One clever little trick is manipulating redemption dates, "claiming
the rebate 15 days or more after the purchase and then with a
rebate window of 10-14 days".
Another method of creating "slippage" of rebate dollars is sending
the rebate checks in envelopes specially designed to look like
"junk mail". Many bulk pieces of advertising are discarded without
opening. -
Step 3
It's never such a "Hot Deal" that you can't compare!E-Bay Auctions maybe a great place to find an
oddball or needed item, but auctions actually encourage overpayment.
Look for items to compare that quote a fixed price. If you do bid
don't exceed a fixed price. Forget the auction and buy at the
set price.
