How to Design a Household Bill Chart
A household bill chart can assist you in organizing and managing home finances. This bill chart can be customized to meet your household budget needs.
Other People Are Reading
Instructions
-
-
1
First download a bill chart template or create your own household chart using a spreadsheet program like Microsoft Excel.
-
2
Next decide on a schedule for your bill chart that fits your household income and payment situation. If you are a dual income household, you may want to pattern your chart around both pay periods.
-
-
3
Then list all forms of bill payments including: fixed bill payments, household needs and necessities, personal allowance, as well as emergency funds on your chart.
-
4
Divide your bills into categories such as: 1. Household 2. Auto 3. Savings 4. Taxes 5. School Supplies 6. Food and clothing 7. Entertainment 8. Personal Needs 9. Association Dues and Charity 10. Emergency
-
5
Now set up your household bill payments by due date on your chart and according to your earnings period.
-
6
Next set up your chart with 2 columns to record your household bill amounts. These should include a Projected Budget Amount and an Actual Budget column.
-
7
Estimate a goal for each household bill category and record on your chart under Projected Budget.
-
8
Then subtract your bill totals from your earnings to get a projected balance.
-
9
Lastly make adjustments to your bill totals where necessary before entering your actual household income and expenses into your chart.
-
1
