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How to Get Online Auto Insurance Quotes

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By evascarlet
User-Submitted Article
(1 Ratings)
Get Online Auto Insurance Quotes
Get Online Auto Insurance Quotes
Michal Zacharzewski

Understanding how to find online auto insurance quotes can be a great way to simplify the often tedious process of obtaining auto insurance. In the same amount of time it once took you to research and contact a single insurance company, now you can find a dozen or more, all only a mouse click away. And the best part? After you have reviewed quotes from as many auto insurance companies as you want, you can complete the entire application process online as well!

Difficulty: Easy
Instructions
  1. Step 1

    Make a plan.

    The first step in finding online auto insurance quotes is to decide whether you prefer to shop by a single insurance company, or to use a website that allows you to compare auto insurance quotes from many different companies at once. If you choose the former, simply use a search engine to locate the website for the individual insurance company. Some popular websites are Progressive.com, Geico.com, Allstate.com, and StateFarm.com.

  2. Step 2

    Cast your net wide.

    If you would like to obtain and compare online auto insurance quotes from a variety of companies at one time, some good options include: Insurance.com, AutoInsureMe.com, or 2Insure4Less.com.

  3. Step 3

    Provide necessary information.

    Once you have decided on a website and would like to obtain an auto insurance quote, you will be required to enter some general information, such as name and address, to begin the application process. Typical applications will then ask for details such as: information on the car(s) you wish to insure, information on the driver(s), facts about any driving-related incidents in your recent past, and what type and amount of coverage you are seeking. Try to be as honest and accurate as possible when answering these questions. Any falsifications- deliberate or otherwise- will slow down the process of your obtaining insurance, and may even lead to it being revoked.

  4. Step 4

    Review and finalize your decision.

    After completing the application, you will be presented with your personalized auto insurance quote(s) either by e-mail, or on the website itself. Carefully compare your options, making sure to note all differences in coverage. When you have made your decision, contact the insurance company with the quote you choose.

  5. Step 5

    Be careful with your dates.

    When you speak with a representative from the auto insurance company of your choice, you will need to tell them what date you would like your new auto insurance policy to take effect. It is very important to make sure that you begin your new policy ON OR BEFORE the date that your previous policy expires. Even a single day of gap between coverage of the two policies could result in your having to pay a hefty fine to the state.

Tips & Warnings
  • Before beginning your online auto insurance quote search, gather and keep at hand all necessary information (drivers license number, current insurance policy details, information on past accidents or citations) in order to streamline the process.
  • Before entering any personal information, make sure that the site you are visiting is reputable. A reputable site will NEVER ask for any type of advance payment to create a quote for you.
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