How to Earn Extra Income as a Working Mom

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Working from home online before or after work can generate additional income.
Working from home online before or after work can generate additional income. (Image: David Sacks/Lifesize/Getty Images)

Bringing in extra income as a working mother can be difficult because it either means working longer hours at your job, or getting a second job to make more money. There are many ways that you can earn extra income while working your full- or part-time job. Online opportunities offer the easiest way, allowing you to make extra cash before or after work, on your lunch hour, or on weekends or holidays. Be wary of websites that ask for money, though. You should never be asked to pay any money in order to make money online.

Things You'll Need

  • Computer
  • Internet connection

Determine the type of work you would like to do. Online opportunities include freelance writing, paid surveys, mystery shopping, blogging and affiliate marketing, to name a few. Some companies also hire customer service agents who work from home. Each job has its benefits and disadvantages. You should choose an opportunity that highlights your skills, and that you are comfortable with. For example, if you don’t like to write, blogging would not be a good choice.

Research companies that offer the position you are looking for. Read individual reviews of the company to learn what it is like working for them. If a company is a scam, you will find reviews that explain this in detail. Choose a company with predominantly good reviews to minimize problems down the road.

Read all of the fine print, and understand the rules and requirements for working for each particular company. Some companies allow you to work as much or as little as you would like, while others may require that you log a certain number of hours each week, or each month. If you’re looking for flexibility and the ability to make extra money as you need it, choose a job that allows for a flexible schedule.

Apply for the position that you want. Some companies accept everyone who applies, while others have a strict application and approval process. You may be required to submit a resume and references like a regular job. If you are hired, you will likely be asked to provide your Social Security number for tax purposes.

Attend any online training that is required, or read through all of the informational materials before you begin work. You need to make sure you understand the job at hand before you jump in and try to start making money. If your employer has a forum or message board, join it to find out the latest information, tips and tricks.

Determine how much extra money you would like to make and set your schedule accordingly in order to achieve your desired income. Working your online job on your days off, or on breaks at your regular job, if your boss allows, will generate extra income for you.

Tips & Warnings

  • In most cases, you will be considered an independent contractor and will be responsible for paying your own taxes, including a self-employment tax. If you make a certain amount of money, you will be issued a 1099 for tax purposes. Always be sure to keep track of your income and report it on your taxes, even if you aren't issued at 1099 at the end of the year.

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