Things You'll Need:
- Names and contact information of any witnesses
- Receipts for any damaged or destroyed products
- Photographs
- Police report detailing the incident
- Repair estimates
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Step 1
Obtain the names and contact information of anyone who witnessed the fire. Although this information is not required---and there may not have been witnesses---it is always good to provide it if it's available.
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Step 2
List all structural damage to your home and describe any injuries that occurred as a result of the fire. Be thorough and honest in your explanation.
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Step 3
Include the names and models of any damaged appliances and electronics. This information is very important, as it helps your insurance company determine an appropriate reimbursement amount.
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Step 4
Make copies of any receipts you still have for damaged or destroyed products and include them with your forms. If you didn't keep your receipts, research your products online and print out two to three ads showing the price of the product.
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Step 5
Photograph the damage and include copies of the pictures with your forms. Although your building contractor will probably do this as well, it's always a good idea to take your own photos in case the contractor misses something or loses an important picture.
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Step 6
Include a copy of the police report. If you don't have one, contact the law enforcement agency that responded to the incident.
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Step 7
Provide multiple estimates. Make sure you get full estimates from two to three contractors, as this information helps your insurance company better estimate repair costs.
