How to Purchase Car Insurance Without a Membership
Automobile membership clubs such as the American Automobile Association provide a variety of services, including auto insurance. Other membership organizations such as the American Association of Retired Persons do the same. In some cases you have to belong to the organization in order to purchase the car insurance they offer. In others you can purchase car insurance as a non-member. However if you do not belong to any of these organizations, affordable car insurance is within reach, with some time and effort.
- Difficulty:
- Easy
Instructions
-
-
1
Search for and obtain online quotes from a variety of insurance companies. Use a centralized service like bankrate.com or netquote.com to get quotes from different companies.
-
2
Call the insurance companies. Pick a few companies from your list compiled in step one and call them to find out if they have any discounts.
-
3
Study the policies thoroughly. Make sure you understand how each insurance company you are considering operates, especially when it comes to claims and how that will affect your insurance premium. Some companies like Allstate, for example, have accident forgiveness and even give you a credit when you have no accidents. Others hike your premium following a single claim.
-
4
Decide on the insurance company you want and buy your policy. If possible, sign up to make your payments online and make it automatic to streamline your process.
-
1
