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How to Get a Free Online Credit Report

Member
By ajmaddox
User-Submitted Article
(3 Ratings)
Credit Report
Credit Report

Keeping a check on your credit report is very important for several reasons. There are a variety of ways to get a free credit report online.

Difficulty: Moderate
Instructions

Things You'll Need:

  • Computer
  • Social Security Number
  • Private Information
  1. Step 1
    Freecreditreport.com
    Freecreditreport.com

    Visit freecreditreport.com This site will allow you to check your credit report for free and enroll you in Triple AdvantageSM Credit Monitoring. It is a free trial for one month, then if you keep the service you are billed for it on a monthly basis.

  2. Step 2
    Annualcreditreport.com
    Annualcreditreport.com

    Do an online search for annual credit report. It is a free service where you can get a copy of your credit report free once a year. It has Experian, Equifax, and Transunion you can choose from. There is no fee and no service to sign up for. You must know personal loan information to get the report at the time of the request.

  3. Step 3
    creditreport.com
    creditreport.com

    Check out the site creditreport.com They offer a free report that can be printed. This site actually gives your credit score as well. By requested your report, you are automatically enrolled in a 7-day free trial of 3 bureau credit monitoring and credit score. After seven days, you must cancel the service or they will bill you.

  4. Step 4

    Check each website for any "fine print". Make sure if you give them any billing information, you would like to continue the service if not cancelled.

Tips & Warnings
  • Keep a check on your credit report at least once a year.
  • Write a letter to the address provided on the report if you see any problems.
  • You may report them by phone too.
  • Make sure you are using a secure connection when giving your social security number and personal information.

Comments  

eveewonder said

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on 11/19/2009 Thanks for the advice on getting a free credit report online.

npayne said

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on 11/13/2009 Thanks for the information!

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on 9/30/2009 Great advice, but I don't think I want to see mine right now.

goodselfme said

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on 9/29/2009 TX for the way to get a free online credit report. 5* and a recommend. Well detailed!

ruf1950 said

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on 9/29/2009 Excellent article on getting a free online credit report. 5*'s and a recommend.

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