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Step 1
Research the appropriate Medigap policy that is right for you. A Medicare gap insurance is usually offered in A through L policies. Please visit the first link in the resource section to read about the differences among these policies.
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Step 2
Purchase a medigap policy during your Medigap open enrollment period. The open enrollment period lasts for approximately 6 months. It starts on the first day of the month in which you are both age 65 or older and enrolled in Medicare Part B. Some states have additional open enrollment periods.
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Step 3
Research the appopriate prices for Medigap policies. You can do this be comparing quotes from insurance companies or calling the State Health Insurance Assistance Program.
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Step 4
After you find an insurance company that offers the best coverage for the best price, fill out the necessary paperwork and purchase the medigap insurance.
