How to Use Your Pre-Paid Debit Card to Send Money to the Philippines

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Whether you know someone who lives in the Philippines or you have an offshore bank account, sending money to the Philippines can be quick and easy. As long as you have a pre-paid debit card that is internationally accepted, you will be able to transfer money to the Philippines. The benefits of sending money with a debit card is that the transfer fees are lower, and the money gets to its destination at a much faster time.

  • Mail your debit card in an envelope to the Philippines. Although this is a little risky and will take a while to ship, the person in the Philippines will be able to use it at any ATM that accepts the card.

  • Go to an ATM and withdraw cash. Mail the cash in an envelope to the Philippines. This is only recommended if you intend on sending small amounts of money overseas.

  • Transfer money from your debit card into a PayPal account. Make sure you have the person's PayPal email address and send the money through PayPal. The money can then be withdrawn from PayPal and sent to a bank account in the Philippines.

  • Go to Remithome.com (see Resources) and send money to anywhere in the Philippines by creating an account and entering in your debit card information. This site offers a high exchange rate and will credit new members with $10 upon sign up.

  • Go to the Xoom.com (see Resources) and create an account. This site accepts Visa, Master Card, Discover, PayPal and bank transfers. The transactions are fast, and the fees are as low as $3.50.

Tips & Warnings

  • Make sure your debit card is a worldwide provider, such as Visa or Master Card.
  • When using Xoom, the fees steadily increase as more money is sent.
  • Use a thick mailing envelope if you plan on sending a debit card or cash.

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