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Step 1
First, make an outline of your needs from a health insurance plan. Different health insurance plans offer different services, but some may not be relevant to your current situation. For example, if you are single it's not crucial to you right now to have your health insurance offer a children's dental service. However, make sure you get quality health insurance for you, as nothing is more valuable than your health. Make sure any preferences such as doctors or hospitals your prefer are covered as well.
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Step 2
After knowing the basic needs you need met for a health insurance plan, start to shop around. Look at all your options for health coverage, such as health insurance from your employer, a spouses' employer, a school health insurance option, or individual health insurance plans.
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Step 3
Next, look to see if you qualify for any special health insurance groups. For example, many health insurance options have plans specifically for young adults at a lower rate.
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Step 4
Finally, look for government subsidized plans. For example, some states such as Massachusetts offer discounted health insurance plans based on your income.
