How to Get a Repo License in Florida

Repo men are specially trained to recover collateral.

Repossession agents, commonly known as "repo men," primarily work for insurance companies and banks to recover loan collateral, such as automobiles, mobile homes and boats. Florida repo licensing is handled by the Department of Agriculture and Consumer Services. The repossession agent is formally known as a recovery agent in Florida.

Instructions

1. Review the qualifications to become a licensed Florida repo agent. You must be a U.S. citizen and a resident of Florida, have a clean background record and be at least 18. See the resources for the full requirements.

2. Enroll in a state-approved 40-hour course for certification. Florida repo agents are officially known as "recovery agents". Unless you have one year of verifiable repossession experience, you must enroll in and pass the 40-hour certification to obtain your "EE" recovery agent license.

3. Work as a recovery agent assistant or intern after completing your "EE" certification. You need one year of verifiable experience to obtain your repo agent license, officially known as the "E" recovery agent license.

4. Mail in your completed application for your "E" repo agent licensing after you obtain one year of verifiable experience. Include a small portrait of yourself as well as fingerprint records. As of September 2009, the fee was $167. The fee and requirements may change over time, so it is best to verify up-to-date requirements with the Florida Department of Consumer Services, which handles licensing for Florida repo agents.

Tips & Warnings

• Make sure your certification course is approved by the state. The resource provided is a Florida-approved recovery agent certification course.

Resources

• Florida Repo/Recovery License
• Florida Recovery Agent Course