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Step 1
Contact a local insurance agent or broker. Consider contacting an insurance agent of Northwestern Mutual, Mass Mutual, Guardian, or New York life as these firms offer some of the best whole life contracts on the market.
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Step 2
Schedule a paramed exam. When applying for life insurance you'll need to take a physical exam and answer some health questions; this process is called a paramed exam.
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Step 3
Fill out the insurance application. Your insurance agent or broker will help you fill out the forms which will likely be 20 pages or more.
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Step 4
File away the policy for safekeeping. When you take delivery of your insurance contract be sure to keep your copy someplace safe as you'll likely have this policy for many years to come.











