How to Get a Credit Report INSTANTLY Online

Knowing what is on your credit report will help you protect your identity AND improve your credit score. You can't dispute an item on your credit report or work to improve your credit intelligently until you know what is on that report. Fortunately, that report is not hard to obtain. You could be viewing yours an hour from now if you just follow the steps in this article.

Difficulty: Easy

Instructions

1. Gather information.
   
   To obtain a credit report, you'll need your Social Security number, current address, previous addresses (for up to ten years), current phone number (if you have one), date of birth, and you may need things like bank and credit card account information.

2. Go to the websites of the three credit reporting agencies.
   
   These are: Experian, Equifax, and Trans Union. Find the button for "get credit report" and follow the instructions. These companies are required by law to give you access to (or a copy of) your credit once per year. If you don't want to wait 2 to who knows how many weeks, select the option to view your credit report online. You will be asked to verify a few personal items (a precaution to protect fraudulent access to your credit report), but it should not be difficult if you completed step 1 thoroughly.

3. Print a copy of your report.
   
   Be prepared to print a copy of your reports. You will only be able to view them once, so if you navigate away from the website, you will be denied access.

Tips & Warnings

• These companies also offer some useful tools and tutorials, as well as statistics, facts, and other useful information for a fee. Look into these options. They might find them useful and worth the fee.

[leoherertnej]

on 11/23/2009 Great articles 5 stars for that information

Many people pay insane fees for credit report.Recently I've found a site that offer you to get free credit report and scores.I thought I would help everyone here to share it.You should try it:

http://www.EliteCreditreport.Info