How to Organize to Help Pay My Bills

When I was looking for someone to help pay my bills, I realized that the most effective solution was one that I could implement myself. I made a couple of simple changes that helped to organize my life better in order to ensure that I never miss any due dates for my bill payments. This eHow article will outline the steps that you can take to achieve the same results.

Instructions

1. Create a bill inbox on your desk next to the area that you use to pay your bills. As soon as you pickup your mail everyday, separate the bills and put them into your bill inbox. This step will help to prevent your bills from being buried under all of the junk mail, where you will most likely forget about them.

2. Create a simple spreadsheet with a separate row for each of your monthly bills. Insert a new column each month and title it with the name of the upcoming month. Each month, in the current month's column, put an "X" next to the name of each bill as soon as you pay it. This way, you can always do a quick scan down any month's column to see if you are forgetting to pay any bills that month.

3. Set up online bill pay with your bank. Most banks make this service easy to set up, and it is well worth your time to do so. You will eliminate the time that it takes to send your bill via snail mail, and this could certainly help to make sure that you make your payments on time.

Tips & Warnings

• Setting up online bill pay will also eliminate the expense and hassle of having to buy postage and mail your bills every month.

Resources

• Money Tree Personal Budgeting Software