How to Add a Check to a Prepaid Debit Card

Prepaid debit cards are ideal for those who would like the convenience of a credit card without all of the fees and hassles. With a prepaid debit card, there is no risk of going over your limit or the overdraft fees that are associated with many banks. You can only spend what is on the card, and you get to choose how much or how little is loaded to the card. There are two ways to add a check to a prepaid debit card.

Difficulty: Easy

Instructions

Direct Deposit

1. Request a direct deposit form from your card issuer. This can be done by accessing the company's website or by calling the customer service number on the back of the card. If you already have a direct deposit form, skip to step two.

2. Fill out the direct deposit form. Generally, you will be asked to include basic information to verify your identity and how much of each check you want to be deposited to this account. If the form requires a signature, sign it.

3. Return the completed form to your employer. Typically the human resources department will be able to assist you with this. Direct deposit for most employers can take up to two pay cycles to go through.

Load the Card Manually

4. Cash the check. This can either be done at the bank that issued the check or a check cashing facility.

5. Go to a GreenDot location and purchase a money card in the amount that you wish to load onto the debit card. GreenDot locations can be found by logging on to the company's website or by calling customer service.

6. Call the number that is located on the money card to load your cash. Follow all prompts and do not hang up until the transaction has been completed.

References

• Prepaid Cards 101

Resources

• NetSpend
• AccountNow

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