Saving money is easy for anyone who wants to be financially secure. Financial security feel good. You want to know why it feel good, because when you can buy what you need and want and don't have to worry about where your next dollar is coming from, you know have done your homework managing your finances, that gives you your financial security.
Things You'll Need
Manage your lifestyle, so that your outgoing expenses leaves you with $500 a month to save.
Open a bank account and called it your non-existent account. Deposit $500 every month into your non-existent bank account. After your deposit every month, this account does not exist, because the sole purpose of this bank account is to save money towards your saving money goal.
After 5 year of monthly deposits of $500 you would have saved $30000, plus the interest that have accumulated. Five years may seem like a long time to saved towards your goal of $30000, but lots of us who can put away $500 a month, work year after year and don't save any money, will realized that, 5 years come and go so fast and we still didn't do a thing to secure our financial freedom. Five years is not a lot of time, but $30000 is a lot when you have it, and when you don't have it.
Thirty thousand dollar may not seem like a lot of money, because of the unreasonable excess we attach to our lifestyle. When times are rough and we have to humble ourselves $30000 can go a long way for a long time.
In 5 years you could saved $30000 and in 10 years you could saved $60000. Discipline is key toward your financial security. Financial security gives you the freedom to pay your bills and still know that you have money sitting around somewhere that you can use whenever you wish. It feels good working towards your financial goal and it feels best when you hit your goal.
It's not to late to start saving towards your financial security. If you can put $500 a month into a savings account, do it. Get the financial security you want to have.
I'm not a fan of investments and so forth. I just like simply banking methods, and I like having access to my money. I like to know that I am discipline enough to save a fair amount of money on my own terms. Try this method and it will work, and it will make you feel financial secure and happy about your money managing skills.