How to Get a Discounted Co-Pay With Prescription Drug Coverage
Even with prescription coverage for your medications, the cost of co-pays can still be a financial burden. Fortunately, there are ways to get a discount on your co-pay, regardless of the co-pay amount. There are a variety of coupons, rebate programs and mail order programs that can give you a discount on prescription co-pays. Many times these options will reduce or even cover the entire co-pay.
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Instructions
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Use mail order services offered through your prescription drug coverage insurance company. Often time, the insurer gets a better deal when you use mail order and those savings are passed on to the customer through discounted co-pays. Contact your insurance provider to see if they offer coverage for prescriptions by mail.
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Ask your doctor or pharmacist if they have any discount coupons or rebate cards for the medication you are taking. Representatives from pharmaceutical companies frequently provide pharmacists and doctors with coupons or rebate cards for certain medications. These coupons and rebates will often reduce the patient's co-pay.
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Contact the company that makes the medication(s) you have been prescribed. You can find the name of the company on the bottle or by asking your pharmacist. Companies that make name brand drugs often offer discount programs direct to patients who need financial assistance. These programs include discount coupons and rebates similar to those above, discounted refills and reimbursement. All of these can help lower your co-pay.
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Tips & Warnings
Ask about over-the-counter medications that may be similar to your prescription medications.
Never stop taking a prescribed medication due to financial reasons, there is almost always a resource to help reduce the cost.
