Things You'll Need:
- Internet connection
- Computer & computer savvy
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Step 1
Be on the lookout for personal loan and grant offers using the likeness, representation or "approval" of President Obama or Vice-President Biden. These methods of enticement are extremely popular with scammers. Trust this author, Obama doesn't want you to "erase bad credit" by falling victim to a credit card scam or identity theft. If you see an offer that uses your trust in your government leaders as an enticement, don't click on that link!
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Step 2
If you access a personal bail out site and see a list of reference links, don't click on them -- this could leave your computer vulnerable to spyware and malware and subsequent identity theft that credit card scammers use for their own nefarious purposes.
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Step 3
Don't part company with your credit card number, and don't give dubious sites offering "personal grant" or "federal grant" money in return for a nonexistent foreclosure bail out loan or to pay off a bad credit debt. Once scammers have your credit card number, they will use it at their first opportunity. And you think you have bad credit now? Try explaining this one to your credit card company or bank!
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Step 4
Report these sites to the FTC (see Resource link below). The FTC works in haste to prevent those who scammers convince are eligible for President Obama's economic stimulus package, a personal bail out loan, government grant, or other "free money" that never existed.
Finally, use your common sense. Like your Mom and Dad told you, "If something seems too good to be true, it usually is." When it comes to these online credit card scams, Occam's Razor definitely applies.
Comments
w1127 said
on 8/6/2009 Great tips, 5*