How to Buy Mercury Auto Insurance
Founded in 1961, Mercury Insurance has established itself as the third-largest private passenger automobile insurer in California. Mercury Insurance has implemented guidelines for careful underwriting, strict cost control and efficient claims service that have pushed the company's total assets to over $4 billion.
Things You'll Need
- Vehicle Identification Numbers (VIN) for all vehicles
- Lien-holder information, if applicable
- Drivers license number
- Copy of current insurance declarations page
- Certificates of Driver Improvement or Accident Prevention course completion, if applicable
- Violation and accident history for all drivers
Instructions
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Gather the pertinent documents and information needed to obtain an accurate quotation. You will need information about your drivers, vehicles and coverage selections. This information should include your vehicle identification numbers, lien-holder information if applicable, drivers' license numbers, and driving history such as accidents and violations. If you or any of your drivers have been involved in insured claims, you should also gather the amounts that your insurance companies paid to settle those claims. The information will be included in your policy application to determine your eligibility and rates.
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Decide how you will purchase the insurance before obtaining a quote. If you require general instruction and advice on your coverages, choose from Mercury's list of experienced agents and brokers. If you know exactly what you need and are knowledgeable about your selections, choose the online application. Mercury Insurance offers auto insurance coverage in Arizona, California, Florida, Georgia, Illinois, Michigan, Nevada, New Jersey, New York, Oklahoma, Pennsylvania, Texas and Virginia.
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Select a payment option. The available payment options vary by state and underwriting criteria. All policies require a down payment in order to initiate the policy. Monthly premium payments can be completed online, issued to your agent or broker, or mailed to the Mercury Insurance Payment Center.
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Consider purchasing more than one policy. Mercury provides discounts if you carry multiple policies, such as a paired automobile and homeowner's policy.
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Tips & Warnings
Keep a copy of your policy identification card in your wallet or purse rather than your vehicle. If an accident occurs, contact the 24 Hour Mercury Claims Hotline for immediate assistance.