How to Find Out a Business Credit Index Score for Free
Businesses have credit histories just as individual consumers do. Credit reporting agencies such as Experian, TransUnion and Equifax maintain information about the credit-related activity for businesses and compile the information in a credit report that is assigned a score. Businesses use the credit information about other businesses to decide whether or not to extend credit to that business. Businesses can get a free copy of their credit report from a credit reporting agency within 30 days if the agency's information was used to deny the business credit.
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Instructions
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Write down information from the denial letter. You will need to note the name of the business that denied your business credit, the date of the denial and the name of the credit reporting agency from which the denial was based.
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Open a Web browser. Navigate to the credit reporting company whose information was the basis for your credit denial. Locate the credit report request page for those who have been denied credit.
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Supply the required information to request the free business credit report. Depending on the credit reporting company, you might be able to request that the report be e-mailed, faxed or sent to you by postal mail.
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Read the information in the report when you receive it to complete the process. Contact the credit reporting agency to dispute any inaccuracies in the report.
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