How to Get Rental Car Insurance

Renting a car? Need insurance? The process is actually pretty simple. You can learn the different ways to get rental car insurance by using this step-by-step guide.

Instructions

1. Purchase rental car insurance directly from the rental car company. Rental car companies typically advertise low rates for their vehicles, not including rental car insurance. However, purchasing rental car insurance directly from the rental car company usually doubles the rental rate per day, depending on which insurance package you choose.

2. Decline rental car insurance from the rental car company. Rental car insurance is typically not mandatory. Although declining rental car insurance altogether is an option, it is risky and not recommended. There is another way to get rental car insurance, not from the rental car company, that will give you good coverage and save you lots of money.

3. Add a temporary rental car rider to your current car insurance policy. Call your car insurance company and request to add a rental car insurance rider starting the day you rent the car. After you return the rental car, call your insurance company to cancel the rental car rider. Getting rental car insurance in this manor will save you lots of money, typically costing you around a dollar per day for rental car insurance.

References

• Insure.com; The Basics of Rental Car Insurance; December 2009