How to Save Even More Money on Generics at the Pharmacy

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By kathanknows
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Save Even More Money on Generics at the Pharmacy

Most retail pharmacies are now offering generic discount programs that claim to save you even more money on your generic prescriptions. Heree are some things you should know to get the most value from these programs.

Difficulty: Moderately Easy

Instructions

Step 1

Each pharmacy maintains its own list of generic drugs for its own discount program. One pharmacy may offer a generic drug at a lower cost, while another pharmacy does not. Ask your pharmacy for a list of the generic drugs that apply to its discount program. If the generic drug is on your pharmacy’s discount drug list, you’ll get the generic drug at the lower cost.
Step 2

You’ll pay even less than your insurance card copay if the generic drug is on your pharmacy’s discount list. For example, if your copay for generics with your insurance card is $20, but your pharmacy charges $5 for generic drugs, you’ll pay $5. You will pay the discounted generic drug price OR your copay, whichever is less.
Step 3

Simply ask your doctor if a generic form of the drug you’re taking can be used to treat your condition. If a generic version is available and your doctor agrees that a generic would be okay to take, ask your doctor for a prescription for the generic version of that drug. Next time you fill your prescription, bring the new prescription to the pharmacy and you will notice the cost savings immediately.

Tips & Warnings

Some pharmacies require that you sign up for their discount program to take advantage of the lower-cost generics.
A few pharmacies also charge a fee, so read the fine print.
If you have prescription insurance, you may need to show your insurance ID card. Ask your insurance company.
Of course, only you and your doctor can decide what’s best for you, so be sure to discuss this article with him or her.

Comments

jsteele said

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on 10/29/2009 very good article and information. 5* and rec.

nadiamedt said

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on 10/27/2009 This site might also be helpful. It's a search engine that helps you find discount generic alternatives for your prescriptions, and where to find them in your neighborhood.

www.medtipster.com