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Step 1
Start by fixing your credit problems. If you have bad credit, there are ways to overcome it. You can look for a free credit counseling service that can help you to consolidate your debt and get negative marks removed from your credit reports.
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Step 2
Start building up good credit again. Keep up with paying all of your bills on time, keep both a checking and savings account, get a secured loan or secured credit card. If you can't afford to build up your good credit while repairing the bad, concentrate your efforts first on taking care of any old debt or bad credit reports.
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Step 3
Apply for an unsecured credit card. You can start with the bank where you keep your checking and savings accounts. Even if you still have bad marks on your credit, your bank may be willing to see past that if your history with them is good.
Comments
PBreech said
on 11/18/2009 There are ways to fix your credit problems. thanks for the encouragement!
jrockjams said
on 11/10/2009 How to Get a Credit Card for Those with Bad Credit...nice article! Thanks for sharing.
jrockjams said
on 11/10/2009 How to Get a Credit Card for Those with Bad Credit...nice article! Thanks for sharing.