How to Obtain a FICO Score for Free

Credit scores are reports that list a person's loan accounts, payments and credit history. The FICO score was created by the Fair Isaac Corporation, the same people who run myFico.com, which allows you to sign up for a free 30-day trial where you can check your credit score from the leading credit reporting agencies such as Experian. In addition to checking your credit score, the free 30-day trial includes tips and guidelines on improving or maintaining your credit score.

Things You'll Need

  • Online access
  • a credit card
  • personal information, including Social Security number
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Instructions

    • 1

      Navigate to the MyFico webpage (see resources below)

    • 2

      Click "Start Free Trial" on the home page. Click "Create Account."

    • 3

      Type in your name, address, email, Social Security number, and create a password to log into your account. Click "Continue."

    • 4

      Select "Free 30-day Trial." Read and accept the user agreements and submit your credit card information. The credit card will not be charged if you cancel the service after the free 30-day trial.

    • 5

      Log into your account after you have finished creating the account. Scroll down the account to "Report/Score." and click "View." Visit Credit Education (see resources below) if you want to understand more about credit scores.

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