How to Select the Best Engagement Ring

Finding the perfect engagement ring takes some work.

Tradition holds that an engagement ring accompanies a marriage proposal. If you're ready to ask the big question, take the time to find the perfect ring. It may take some time to determine the appropriate style of ring, shop for it and find one that fits with your budget. Just as you don't want to rush into a marriage, don't make any hasty decisions about this important purchase.

Things You'll Need

• Internet
• Friends & family
• Listening skills!
• Pen & paper (for notes, budgeting, etc.)

Instructions

1. Do your homework. You don't have to become a diamond expert, but you do need to learn the basics about carats, cut, color and clarity. Learn about diamonds by researching online, consulting a jeweler or talking with knowledgeable friends.

2. Know your budget -- and spend what you can afford. You can save up and pay cash up front, or you can finance your ring. Examine your finances -- and keep in mind any upcoming wedding costs -- so you don't go broke buying the ring.

3. Listen to your fiancée and learn what she likes. Pay attention when she browses in the jewelry store to determine her preference for diamond shape, band settings and metal options. If the engagement ring is not going to be a surprise, ask her what kind of ring she'd like. If you plan to surprise her with a ring, check out the jewelry she owns for clues to her tastes. She may favor silver over gold or modern styles over traditional ones. Discretely ask her friends and family members about her preferences.

4. Start shopping. To get the best price, try a combination of online and in-store shopping. The more you shop, the more choices you'll find, and the more confidence you'll have knowing you're getting a good deal. Go shopping with a knowledgeable friend, if possible.

5. Once you're confident you've found the perfect ring, make sure you understand the financing terms, insurance options, return policy and sizing issues.

References

• "The Guardian"; How to buy an engagement ring; Leo Hickman; February 2002