How to Get Financing for Lumineers

Lumineers are a type of tooth veneer that don't require traditional drilling or shots. They are also pain-free unlike traditional veneers, which can cause discomfort after the procedure. Lumineers are usually applied in two visits to your dentist. During the first visit, a precision mold is taken and the shade of teeth is chosen. During the next visit, the Lumineers are attached. To prepare for the administration of the veneers, the teeth are etched slightly then the Lumineers are bonded and set in place. They generally last up to 20 years, and are reversible because the original tooth structure is left intact when Lumineers are placed over them.

Difficulty: Moderate

Instructions

1. Talk to your insurance company. Review your contract and make sure you understand exactly what is and isn't covered by your insurance. If the Lumineers are not for a cosmetic reason, your insurance company may agree to pay for all or part of it.

2. Consult your dentist about financing options. Many dentists offer their own financing plans if you qualify. They will most likely do a credit check before accepting your application.

3. Get a dental or medical loan. Many banks offer loans specifically for various dental or medical procedures. CareCredit, a division of GE Money Bank, and Capital One are two banks that offer medical financing. You basically get a line of credit that can only be used for medical purposes. It works just like having a regular credit card.

Tips & Warnings

• Many of the banks offer no-interest financing for up to three, six, eight or 12 months if you qualify.
• Be sure to make your minimum payment every month to prevent possibly defaulting on your account.

References

• Lumineers Info
• CareCredit Info

Resources

• Official Lumineers Site
• CareCredit Official Site

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