How to Get a PayPal Debit Card

If you use PayPal, the online business that allows you to accept and make payments through an Internet account, you may be interested in a PayPal debit card to help you access your money. While it may take up to four days for a transfer from your PayPal account to reach your bank savings or checking account, PayPal debit cards allow you to get your electronic funds from an ATM or at a participating retailer immediately. Use these steps to get a PayPal debit card.

Difficulty: Moderately Easy

Instructions

1. Sign up online for a PayPal account so you can get a PayPal debit card. Although there are three account types (Personal, Premier and Business), you’ll need to sign up for a Premier or Business Account to get a PayPal debit card. Unless you own a business or conduct frequent business-related transactions online, a Premier Account should suffice. (Each member is allowed to have a Personal Account and a Business or Premier Account.)

2. Ensure you register for a Personal Account first, even if you plan to upgrade to a Premier Account to get a PayPal debit card. After getting to the Create Your PayPal account screen, simply enter your country and language. Enter current information including your name and the primary email address you’d like to give out when you make and accept payments via PayPal. You’ll also need to enter your name, mailing address, birthday, phone number and a password.

3. Confirm your account by linking a valid checking account and credit card. (If you’re signing up for a PayPal account for the first time, you’ll need to wait until two small payments are made to your checking account so you can confirm the transaction to validate your PayPal account.) Once you’ve successfully signed up for the Personal Account, you can upgrade to a Premier or Business Account.

4. Get a PayPal debit card by clicking on the “Debit Card” link at the bottom of your PayPal account screen. You’ll need to confirm your mailing address before PayPal will send the debit card to you. The mailing address must match the billing address on the credit card you’ve linked to your PayPal account.

5. Follow the directions that are mailed with your PayPal debit card to activate it before use. You can do this by logging into your PayPal account, navigating to the Profile screen, pulling down to the PayPal Debit Card entry under the Financial Information tab and selecting Activate Now.

6. Read the PayPal stipulations to ensure you know the current daily withdrawal limits from ATMs (typically a four hundred dollar daily withdrawal limit from ATMs and a three thousand dollar daily spending limit), fees for accessing your funds through an ATM (typically one to three dollars) and current cash back bonus rewards for using the PayPal debit card like a credit card at brick-and-mortar retailers.

[imnilotpal]

on 11/18/2009 I have created th a/c on paypal and already upgraded to Premier,but still i am not getting any option for debit card......
Is it require to verify?
I am from India,is it possible for me to get the debit card????

[devonrexcatz]

on 11/6/2009 I don't have the Debit Card option at the bottom of my account page...

[apalmer]

on 10/16/2009 I have been wondering for awhile if PayPal had a debit card, I guess I need to upgrade to get one. Thanks for sharing! Very helpful article.

[godfather25]

on 7/12/2009 I might get a paypal debit card. I've thought about it, thanks. Excellent tips.

[jaredsgirl]

on 7/12/2009 Great detailed steps on getting a PayPal debit card. I love mine! Very helpful for when eHow pays me as well! 5*