How to Garnishee Funds in Bank Accounts

Creditors can legally freeze bank accounts in order to collect money owed. There are some limitations on which funds can be seized. Government benefits, retirement funds, workers' compensation, life insurance payments, disability aid and alimony are some of the funds that are exempt from being seized. Money in bank accounts in the debtor's name and the debtor's name along with a spouse can be legally garnisheed. The debtor must have more than $2,500 in the account to be eligible for seizure.

Instructions

1. File a lawsuit against the person owing you money in the court of jurisdiction.

2. Win a judgment against the debtor.

3. Get a garnishment order from the court to garnishee the debtor's property.

4. Take the court papers, including the judgment and garnishment order, to the sheriff and ask the local authority to apply the orders.

References

• Freeze Bank Accounts