How to Save Money for Your Retirement

Smokers, Drug Addicts and Alcoholics may certainly think differently, but they are in fact the biggest spenders of all times.
Consider the value of a crate of beer or a pack of cigarettes and evaluate how much the amount sums up for a years stock. You'd be surprised at the end-results. Try kicking this bad habit and investing in lotto or bonds for a change. Win Money instead of losing your Lungs, Liver or Mind.

Difficulty: Easy

Instructions

Things You'll Need:

• A Piggy Bank
• Determination

1. Health and Wealth go Hand in Hand- Since many of us are blessed with adrenalin pumping active bodies, it is necessary to use our bodies as tools to manifest comfort and luxury. After all that is our ultimate goal. If you come home after a hard days work, lay on the couch and watch some television, make sure you have even money to purchase a new couch to rest on, once your old couch becomes useless. The same theory would apply in the long run, whereupon reaching the ages of 50's and 60's, it would be utterly disappointing to trade the couch for a rusting uncomfortable recliner simply because you could afford some new furniture.

2. Save a Little But Save Often- This theory can be best tested on school children, many of whom save their pocket money or lunch money to give gifts to loved ones or purchase some new toys. Throughout your career, they may be many highs and lows, some highly paid jobs or other mundane employments, hectic hours and less pay. If 5% of your savings were to end up in your piggy bank after your pay check arrives, imagine the amount you would be able to accumulate over the year. 5% is a meager fraction considered for any scales of salaries. The more you get paid, the better the outcome.

3. Be Independent- People have their own problems to worry about. Don't go adding to their load. If you want to maintain your respect between family, friends and relatives, avoid the simply actions of borrowing or lending. Yet again, you would not want to come across as a big-spender, friends may begin to feel inferior and relatives may become overly jealous or judgmental. Likewise, borrowing can arouse frustration and irritability amongst loved ones. They would not hate you, but they would frown at your frequent borrowing request or demands.

4. 
    
   Gimme Money from www.printfection.com/wickedwiz

   Maintain your Dignity- Even though you work for a small company or are unemployed, make sure not to appear as a vagabond and arouse self-pity. Initially you can expect sympathy but as your situation worsens, friends and relatives will soon begin to tire off your 'Good for Nothing' and tramp like behavior.

Tips & Warnings

• Do what you need to do and the future will take care of itself.
• The Next time you go grocery Shopping, only take the amount you require along with you, leave the rest at home.
• GO GREEN and Recycle- Moreover its in Fashion!
• Become Active and Start Workout routines, biking, hiking or aerobics, anything that keeps you from going window-shopping.
• Start preparing your own meals, there are many online easy recipes that can feed your stomach and go easy on your wallet.
• Avoid Over-spending

[soniapaul]

on 6/29/2009 Thankyou tnpos and graviton, Economy breakdowns and Recession truly teach hard lessons in life and I was inspired by many dear friends who lost thier jobs in this sad economic crisis. I wish you happy money-making!

[graviton]

on 6/28/2009 Great money-managing tips. Being independent, self-motivated, and disciplined with your money is extremely important to survive in today's economy and later on in life.

[tnpos]

on 6/28/2009 I like this article. Being Independent is a big key to saving for me. Help who you can help. Keep sharing! 5 and rec