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Step 1
If you currently have a credit card call your credit card company and see if you can transfer to a cashback credit card. Some credit card companies will allow you to enroll your credit card to start earning cashback.
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Step 2
If your credit card company will not allow you to switch your card to a cashback credit card then start looking for one. All of the major credit card companies offer special cashback cards. Some of these cards can earn you up to 5% cashback on everything you purchase.
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Step 3
Research the best cashback credit cards. Make sure that you apply for the best cashback credit card. Some cards have a monthly fee while others are free. Use the link I have provided in the resource section to compare cashback credit cards.
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Step 4
Watch out for hidden gotchas. Some cashback credit cards have inflated late payments and abnormally high interest rates. Make sure that you read all of the fine print before applying for a cashback credit card.
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Step 5
Once you have found the cashback credit card that best suits you start the application process. Most credit card companies have applications online that you can fill out. Once you fill out the application the credit card company will analyze your credit report and history and make a decision. If you are accepted, it will typically take 2 to 4 weeks to receive your card.
Comments
harrygills said
on 11/2/2009 chaseit.com gives you cash back just for buying gift cards from them. My Mom bought two for zappos and got a pair of $165 Nike's for $86. I know where I'm shopping for the holidays.