How to Cut Down on Monthly Bills

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Cut Down on Monthly Bills

Every month it is getting harder to pay our bills. We need to save money each month to make sure that our paychecks can keep up with the rising bills. It's always difficult to save money, as it will require self discipline and cutting back on certain things. While this might not be our first choice, it is definitely the responsible thing to do when it comes to our personal finance. In the following steps below, I will show you a few ways that can help you start saving your money by reducing your monthly bills.

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Instructions

    • 1

      Pack your lunch - Instead of buying lunch everyday, making a sandwich at home can save you quite a bit of money. You can also pack leftovers and bring them to work in order to save money. If you spend $5 a day to buy a sandwich, that adds up to $25 a week if you work 5 days a week, totaling $100 per month. You can easily buy everything you need from the store to make 20 for about $20.

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    • 2

      Make coffee at home - This is one of the easiest things to do to save money. Even if you buy only 1 coffee a day for $4, that adds up to $80 a month if you bought it 5 days a week. Making coffee at home and taking it with you is much cheaper, since you can easily make 20 coffees at home for around $10 - $15. This is a huge savings.

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    • 3

      Get rid of cable TV - This is a huge monthly expense as some people easily pay $100 or more per month. At a $100 per month, that is $1,200 a year. This could easily be a months paycheck that you're wasting on cable. These days it is so cheap to rent movies. Redbox (at grocery stores) is only $1 per rental. You can still watch local channels for free.

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