Things You'll Need:
- Computer (Internet)
- Budgeting or spreadsheet document software
- Paper
- Printer
- Budget Information
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Step 1
Free budget planning software can be found online or you can create your own worksheets using a spreadsheet program like Microsoft Excel.
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Step 2
Financial worksheets are often free to download, but for budget software with more planning applications, you can purchase software for a reasonable price.
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Step 3
Creating your own budget worksheets has some advantages because you can use it for planning other forms of finances and adapt it to suit your needs.
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Step 4
It's good to have some knowledge of excel worksheets to use for your budget planning although the program is user friendly and has handy functions like auto sum and dollars and cents formatting to use for your calculations.
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Step 5
Another advantage of creating your own is you can set up your budget planning worksheets using any schedule you like.
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Step 6
It is a good idea to also divide your planning worksheets into categories of expenses to balance against your income. These categories organize your budget items into groups and allow for additions or deletions as budgets change.
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Step 7
Use your worksheets for two budget planning calculations, projected and actual to estimate budget goals first and then compare to real numbers to make adjustments and balance again.
