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Step 1
First, calculate your maximum heart rate, MHR, by subtracting your age in years from 220. For example, a 31 year old has a maximum heart rate of 220 - 31 = 189 beats per minute.
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NOTE: There are 3 alternative formulas for maximum heart rate, each very similar to the one above. As yet, there is no universally accepted MHR formula, but here are the other 3 in case you are interested. (A = age in years)
1st alt MHR = 205.8 − (0.685)A
2nd alt MHR = 206.3 − (0.711)A
3rd alt MHR = 217 − (0.85)A -
Step 2
Next, figure your resting heart rate, RHR. When you wake up in the morning, count your pulse for 15 seconds and multiply by 4 to find the beats per minute. (Alternatively, count for 20 second and multiply by 3)
For our example, let's say our person has a RHR of 60 beats per minute. -
Step 3
Now, use the Karvonen formula to determine your training zone heart rate. The training zone is a range that tells you how fast your heart should be beating when you are working out at a 60%-85% intensity level. The upper end is given by the equation
Upper End = (0.85)MHR + (0.15)RHR
and the lower end is given by the equation
Lower End = (0.60)MHR + (0.40)RHR -
Step 4
For the person in our example with MHR = 189, and RHR = 60, the upper end of the training zone heart rate is
(0.85)189 + (0.15)60 = 170 bpm
and the lower end is
(0.60)189 + (0.40)60 = 137 bpm
So when his heart rate is between 137 and 170 beats per minute during a workout, he is exercising at an intensity level of 60%-85%. -
Step 5
To find your target heart rate for an arbitrary intensity level "i" (expressed as a decimal) use this formula:
(i)MHR + (1-i)RHR
For instance, if the person in our example wanted to know what his heart rate would be at a 72% exercise level, he would compute
(0.72)MHR + (0.28)RHR
which yields
(0.72)189 + (0.28)60 = 153 bpm
So his heart will beat at a rate of 153 beats per minute in a 72% intense workout.












