How to Choose a Credit Monitoring Service

Are you looking for a credit monitoring service to view and keep track of your credit reports and scores? Read this article to get started on the path to better credit.

Difficulty: Moderately Easy

Instructions

1. Log into your existing credit card accounts online. Look for credit monitoring services and discounts offered from your existing credit card companies. Some credit cards may even offer a related service for free.

2. Go directly to the official credit bureau sites. Often they offer credit monitoring services or provide links to affiliated offers.

3. Search the internet for "credit monitoring services." Look for services that will allow you to access your credit reports, preferably from all of the main three bureaus (Experian, Equifax, and TransUnion).

4. Compare prices of services such as CreditKeeper, TrueCredit, and Premier Credit Manager. Some credit card companies, such as Credit One Bank, may help you track your credit score for free with their credit card. Many credit monitoring services offer free trial periods with no obligations.

Tips & Warnings

• You may be able to access your credit reports for free. Visit the link below under Resources for more information.
• Always read the details of the offer before signing up for any credit monitoring service.

Resources

• Free Annual Credit Reports