Things You'll Need:
- A computer with Internet access
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Step 1
Understand how it works. Insurance premiums are based off a few things. The brand of car being insured, the driving record and the credit rating of the owner. Things like frequency and distance the car is driven each day is also taken into account.
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Step 2
Go to a website that allows you to compare several different quotes. For example InsureMe.com collects information from insurers across America in order to come up with the best quote suited for you.
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Step 3
If you are a safe driver go with a higher deductible. Maintain a deductible less than $500. This may seem obvious, but spending another $5 or $10 or even $20 a month and keeping a lower deductible can save you hundreds or thousands in the long run if you are in even a minor accident.
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Step 4
Get a few more safety features on your car. Things like airbags, anti-lock breaks and anti-theft devices can reduce your premium as well as save your life.
