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How to Settle a Personal Injury Claim in Missouri

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By injuryattorney
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Settle a Personal Injury Claim in Missouri
Settle a Personal Injury Claim in Missouri

So you were injured in a Missouri car accident, tractor-trailer crash, or motorcycle collision. How do you settle with the insurance company?

Difficulty: Challenging
Instructions

Things You'll Need:

  • Telephone
  • Medical Records
  • Medical Bills
  • Police Report
  • Witness Statements
  • Missouri Law
  • Affidavits
  1. Step 1

    When you are personally injured in a Missouri car accident, Missouri tractor-trailer crash, or Missouri motorcycle collision, seek medical attention immediately from the scene. Some personal injuries take a few days to manifest themselves, such as head, neck and back pain. Don't wait to get medical care. That is the first thing you should do from the scene of the crash.

  2. Step 2

    Contact a Missouri personal injury lawyer who has experience in handling injury claims. When searching, make sure to locate an injury attorney who specializes in personal injury claims. Many attorneys in Missouri handle numerous types of case, such as contracts, wills & trusts, divorce, and traffic law. When you handle too many different areas of law, you never specialize in one thing. You will not get the fair value for your injury claim unless you choose an experienced lawyer who handles personal injury cases ONLY. Missouri Accident & Injury Attorney Stephen Schultz and the lawyers at Schultz Legal Group only handle serious injury and death claims.

  3. Step 3

    Gather evidence at the scene of the accident, including names of witnesses and insurance information of all parties involved. Also make certain to contact police and demand that an accident report be completed. The police report will be a valuable resource for your Missouri Injury Attorney and a tool to gather additional evidence (such as witness statements) in the days or weeks after the crash.

  4. Step 4

    Continue to get whatever medical treatment is necessary for your good medical care following the crash. Two things insurance adjusters regularly argue in their goal of minimizing your injury claim is 1) that the treatment started too long after the crash (ie: "gap" in treatment) and 2) that the injury victim didn't get much treatment and therefore cannot be "that badly hurt". Don't arm the insurance companies with this mistake....get treatment!

  5. Step 5

    Demand your Missouri injury attorney work hard to get the settlement you deserve. If the insurance company for the other driver is not being fair and only offers a "low-ball" settlement, then request that your injury attorney file a lawsuit and get the courts involved. Sometimes it takes a lawsuit to get the attention of senior adjusters at the insurance companies.

Tips & Warnings
  • Contact Missouri Accident & Injury Attorney Stephen Schultz as soon as possible after a car accident, semi-truck crash, or motorcycle accident.
  • NEVER, NEVER, NEVER, give a recorded statement to the other drivers insurance company. They will use it against you at a later date no matter how innocent your story may be

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on 5/30/2009 This was helpful. I was recently injured in a car wreck and the adjuster was really unfair. I need to call an injury lawyer fast.

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