Difficulty: Moderately Easy
Instructions
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Step 1
The first step to get a loan when you have bad credit is to find lenders who specialize in bad credit loans. You should understand the rates will be much higher the lower your credit score.
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Step 2
If you find a loan that you like you should still have an attorney look over the documents and give you an opinion before you sign. If everything checks out you can get a loan from the bad credit lender.
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Step 3
Pay on time. You do not want the extra fees or more damage to your credit score by paying late or missing payments. If you keep to the terms of the contract it should help improve your credit over time and you will not need to get a bad credit loan again.
