How to Buy Cat Health Insurance

Cats are a lot cheaper to insurer than dogs. They generally aren't as clumsy and oftentimes only stay indoors. Still they do seem to have a tendency to fall ill more often than dogs so keeping your cat healthy and happy as part of your family should be a priority. For only a few dollars a month, often less than what it would cost you to go to a movie you can do just that.

Difficulty: Moderately Easy

Instructions

Things You'll Need:

• A computer with Internet Access

1. Find out how it works. Insurance for your cat isn't all that different than human insurance. There is a deductible, premiums, a co-pay and varying rates based on age and what you want covered. Most won't cover pre-existing conditions and certain breeds are even excluded.

2. Decide on what you want. Some pet insurance covers everything from vaccines and routine visits to major surgeries. Some only cover the big stuff. Obviously the lower the premium the less it will cover.

3. Get a multi-animal discount. Try to get a multi-pet discount. Most insurers will offer this, which will bring your premium down

4. Get a plan specifically for your animal. For example plans are designed for in-door cats only. Others are only for accidents.

5. Check out PetInsuranceReview.com. This site offers useful reviews of the best and worst pet insurance providers from people who have used their services. They are very honest in their assessment of the companies. They also give you all the monthly rates and contact details for the insurers in both the US and Canada.

Resources

• Click here for reviews of pet insurance

[starlet67]

on 5/29/2009 Good tips for buying Cat Health Ins!5*