Things You'll Need:
- tortilla chips
- refried beans
- sour cream(optional)
- cream cheese
- shredded cheese
- tomatoes (optional)
- black olives (optional)
- taco seasoning
- garlic powder or garlic
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Step 1
Spread one can of refried beans on bottom of large pan or casserole dish.
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Step 2
In a separate bowl mix cream cheese ( put in microwave for 45 seconds to soften) and taco seasoning packet together. Stir together.
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Step 3
Add minced garlic or garlic powder to taste. Spoon mixture over refried beans.
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Step 4
Chop up onions, olives, and tomatoes and spread on top of cream cheese mixture.
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Step 5
Place in oven for 20 minutes at 375 degrees. Take dip out of oven and sprinkle shredded cheddar cheese on top. bake for another five minutes or until cheese is all melted.
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Step 6
Add sour cream if you like it. Dip with tortilla chips. Its a great dip. It is definitely filling.
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Step 7
Enjoy!











