How Do I Get Credit Reports on Clients for a Business?

Obtaining credit reports on clients is an important part of a business to help assure clients are financially viable. Credit reports are public information and, as such, are easily accessible via the Internet.

Instructions

1. Point your browser to annualcreditreport.com (see Resources). This site is endorsed by the federal government and provides free credit reports.

2. Select the state of your client from the drop-down menu and click "REQUEST REPORT."

3. Fill out all of the required fields, including the name and Social Security number of your client. When you are done, click the "CONTINUE" button located at the bottom-left hand corner of the screen.

4. Select the credit reporting agency you would like to generate the report. This can be either Transunion, Experian or Equifax. Select multiple agencies if you would like.

5. Click the "NEXT" button. You will be directed to the agency's site you selected. The credit report will be shown on the screen.

Resources

• Credit Reports