Things You'll Need:
- Your Home
- A pen and paper
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Step 1
The first thing you need to do is have an insurances policy. If you own a home you most likely already have a homeowner's insurance policy. If you rent your home or apartment you need to buy a renter's insurance policy. Just because you don't own your home doesn't mean you don't need an insurance policy.
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Step 2
Next you will need a pen and some paper. A lot of it actually. The best way to make an organized home inventory is to purchase and three ring binder and place some paper inside.
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Step 3
Start with the most expensive purchased items. This will include things like your computer, your bed, your television, etc. When writing down these items be a little detailed. Write down the product name, type, year, or anything that will help describe the item in detail so you know what it is. You only need to do this for the expensive items.
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Step 4
Next make a list of the less expensive items. For instance when writing down your pairs of pants you don't need to be detailed. Count out how many pairs you have then write down ten pairs of pants for example.
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Step 5
Don't forget large items like your dishwasher or dryer. These items are easily overlooked sometimes when doing an home inventory. Be detailed with these. Include things like the type, product number, or year.
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Step 6
You may want to also do a sort of video inventory audit. To do this all you need is a video camera or rent one. Start recording at the beginning of the home and make sure you include all your items in the video. You can also say aloud the item as your recording the video.
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Step 7
This is a very tedious task to do but a home inventory can save you a lot of money in the event something unfortunate happens such as flood damage or a fire. With a home inventory you will be able to take it to your insurance companies and start getting help with replacing your items back in your home.
